Low Interest Financing

Low Interest Financing for Installation or Repairs

At Custom Septic Inc. (CSI), we understand that installing or repairing a septic system is a significant investment. That’s why we want to help make it more affordable. If you’re eligible, there are a few low-interest financing options to assist with your septic system needs.

Rural Repair & Rehabilitation Loans and Grants

The Very Low-Income Housing Repair Program offers loans and grants to homeowners who need to repair or improve their property to address health or safety hazards, including septic system repairs.

Eligibility Requirements:

  • Denied or unable to receive credit elsewhere
  • In need of repairs or replacements for safety or health reasons
  • Household income must be below 50% of the area’s median income

Grants are only available to homeowners over 62 who are unable to repay the loan.

For more information, visit the USDA website here.

Minnesota Housing Septic System Upgrade Loans

The Minnesota Housing Finance Agency offers two different loan programs for septic system upgrades, each with different eligibility criteria and features:

  1. Rehabilitation Loan Program: Includes stricter income limits
  2. Fix Up Program: Allows for higher income limits and provides both secured and unsecured loan options

Find out if you qualify for either of these programs by following the links below:

    • Rehabilitation Loan/Emergency & Accessibility Loan Program: Learn more here
    • Fix Up Program for Secured & Unsecured Loans: Learn more here

Ready to Get Started?

Custom Septic Inc. is dedicated to keeping Minnesota, its residents, and the environment safe. Contact us directly to learn more about our approved payment options. We want to ensure that you, your family, and your business are safe, and we’ll do everything we can to help. Fill out our Online Request Form or call us at (763) 218-4769 to discuss further.